Rates
- $200 per 90 minute intake session
- $165 per 60 minute individual session
- $150 per 45 minute individual session
Insurance
Effective 10/01/2024, I am now in network with CareFirst Blue Cross Blue Shield of Maryland and MA. If I do not accept your insurance, fortunately, depending on your health insurance plan, your insurance company may reimburse a portion or the full cost of your session by mailing you a check. This can make therapy more cost-effective, budget friendly, and equal to the co-pay you would pay if working with an in-network provider.
Example: You pay $150 for a 50 minute session and submit a superbill to your insurance company who has a reimbursement rate of 60%. You receive a check in the mail for $90. Your out of pocket expense for that 1 session is $60. That’s less than a full set!
Also, your insurance plan may offer you a flexible spending account (FSA) or health savings account (HSA) to cover the cost of medical services including therapy!
I provide you with a superbill at the end of each month that you can submit to your insurance company for reimbursement. If you would like to use your out-of-network (OON) benefits, please contact your provider to verify how your plan compensates you for psychotherapy services.
I’d recommend asking these questions to your insurance provider to help determine your benefits:
- Does my health insurance plan include OON mental health benefits? If so, how much will you reimburse for the following CPT codes: 90791 and 90837?
- Do I have a deductible? If so, what is it and have I met it yet?
- Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
Don’t convince yourself that you can’t afford therapy or that it is not accessible.
Payment
I accept all major credit and debit cards, FSA, HSA and HRA accounts as forms of payment. Full payment is expected at the time of your appointment.
Cancellation Policy
If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you will be charged for the full rate of the session.
Good Faith Estimate (GFE)
You have the right to receive a “Good Faith Estimate” (GFE) explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using their insurance an estimate of the bill for medical items and services.
You have the right to receive a GFE for the total expected cost of any non-emergency items or services.
Make sure your health care provider gives you a GFE in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a GFE before you schedule a service.
If you receive a bill that is at least $400 more than your GFE, you can dispute the bill.
Make sure to save a copy or picture of your GFE. For questions or more information about your right to a GFE, visit: www.cms.gov/nosurprises or call: 1-800-985-3059.
Any Other Questions
Please contact me for any additional questions you may have. I look forward to hearing from you!